| Region | Amount | Rate | Payment |
|---|---|---|---|
| California | $838,700 | 6.23% | $4,122 |
| Texas | $341,900 | 6.33% | $1,698 |
| Florida | $408,700 | 6.38% | $2,041 |
| New York | $550,600 | 6.33% | $2,735 |
| Virginia | $466,800 | 6.28% | $2,307 |
Smart US Calculators by Region
Calculate your mortgage payment with our free, state-specific mortgage calculator. Get accurate estimates with local property taxes, insurance rates, and average interest rates for all 50 US states. Compare mortgage scenarios side-by-side and generate professional PDF reports – no signup required.
Advanced tools pre-filled with local data, providing comprehensive analysis for informed home financing decisions across the United States.
Complete Mortgage Toolkit
Everything you need to make informed home financing decisions
📊 Core Calculator
- Monthly payment calculation
- Home price & down payment
- Automatic PMI (<20% down)
- Fixed & ARM interest rates
- Credit score estimation
- 15, 20, 30 year + custom terms
💰 Additional Costs
- Property tax (% or amount)
- Home insurance
- HOA fees
- Maintenance & utilities
- Full cost breakdown
💸 Extra Payments
- One-time extra payments
- Recurring extra payments
- Interest savings calculator
- Payoff time reduction
- Payment frequency options
🆚 Compare Scenarios
- Side-by-side comparison
- Input differences panel
- Winner evaluation
- Trade-off analysis
- Help tooltips
📈 Visualizations
- Principal vs interest charts
- Payment timeline graphs
- Payment progression
- Stacked area charts
- Break-even visualization
📊 Amortization
- Annual summary view
- Monthly detail breakdown
- CSV export
- PDF export
- Modal display
💡 Smart Insights
- Break-even year analysis
- Halfway point tracking
- Interest percentage total
- First year principal %
- Time saved with extras
💼 Affordability
- Monthly income input
- Income percentage calc
- Health status indicator
- Scenario synchronization
- Regional tax rates
💾 Save & Share
- Share URL generator
- QR code sharing
- Save calculations locally
- Professional PDF reports
- Executive summary
Financial Calculators
Professional tools with state-specific data and comprehensive reports
Mortgage Calculator
The most advanced home loan tool with scenario comparison and professional PDF reports.
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