Terms of Service
Last updated: January 2025
Acceptance of Terms
By using LocalCalc.com ("the website"), you agree to these Terms of Service. If you disagree with any part, do not use the website.
Use of Service
Permitted Use
- Personal, non-commercial use
- Educational and planning purposes
- Sharing results with financial advisors
Prohibited Use
- Automated scraping or data harvesting
- Redistributing calculator tools
- Misrepresenting results as professional financial advice
- Any illegal or fraudulent activity
Calculator Accuracy
Calculations are estimates based on provided inputs and market data. LocalCalc makes no warranty regarding accuracy or suitability for specific purposes. Users should verify results with qualified professionals.
Intellectual Property
All content, including calculators, text, and design, is property of LocalCalc. Users may not:
- Copy or reproduce calculator functionality
- Use content without attribution
- Create derivative works
Third-Party Content
The website may contain advertisements and links to external sites. LocalCalc is not responsible for third-party content or services.
Limitation of Liability
LocalCalc shall not be liable for:
- Financial decisions based on calculator results
- Indirect or consequential damages
- Loss of profits or data
- Service interruptions
Maximum liability is limited to the amount paid by the user (zero for free services).
Indemnification
Users agree to indemnify LocalCalc against claims arising from their use of the service or violation of these terms.
Privacy
Use of the website is subject to our Privacy Policy.
Modifications
LocalCalc may update these terms at any time. Continued use after changes constitutes acceptance.
Termination
LocalCalc reserves the right to terminate access for violations of these terms or for any reason without notice.
Disputes
Any disputes arising from use of this website shall be resolved through good faith negotiation.
Severability
If any provision is found unenforceable, remaining provisions continue in full effect.
Contact
Questions about these terms? Email: contact@localcalc.com